LEDGERS · UNITED ARAB EMIRATES

AI-First Accounting & Compliance

Experience simpler, smarter invoicing, tax compliance, expense management, payroll, and accounting.

Smart Accounting Insights
AI-powered financial dashboard
Compliance Platform
Stay compliant, always
Real-time Insights
Make data-driven decisions
Secure & Reliable
Bank-grade security
Integrations

One platform, every integration you need

LEDGERS connects to banks, payment gateways, and government portals so your accounting, compliance, and reconciliation all happen automatically.

Government & Compliance
  • FTA auto-file VAT 201 returns & e-invoicing
  • Ministry of Finance corporate tax registration & filing
  • MoHRE WPS payroll files & labour contracts
Banks & Payment Gateways
  • Emirates NBD, Mashreq, WIO & ADCB bank live feed
  • Network, Telr, PayTabs & Stripe auto-reconcile
  • Unified settlement dashboard across all channels
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AI Agents

Meet Your AI Agents

LEDGERS deploys intelligent agents that work around the clock, automating your bookkeeping, reconciliation, compliance, and audits so your team can focus on growth.

Bookkeeping agentReconciliation agentCompliance agentAudit agent
LEDGERS AIYour intelligent accounting assistantLive
Create an invoice for Al Manar Trading - AED 8,400 for consulting services with 5% VAT.
Invoice #INV-2025 created for Al Manar Trading. AED 8,000 + VAT AED 400 = AED 8,400 total. Payment link & card checkout ready.Send via WhatsAppSend Email
Invoice sent to Al Manar Trading on WhatsApp. Payment link is live, they can pay via card, bank transfer, or Apple Pay.
Invoice INV-2025 sent · awaiting payment
Ask LEDGERS AI anything…
Accounting & Reconciliation

From bank transaction to balanced books - automatically

LEDGERS handles the entire accounting workflow - bank matching, journal posting, and VAT compliance - without any manual input.

Bank Sync & Matching

Every payment matched and posted - before you open the app

LEDGERS connects directly to your bank, matches every incoming payment to open invoices, and immediately posts the corresponding double-entry journal. Your books stay balanced, VAT accounts are updated, and returns are ready - all before you open the app.

Auto-Accounting EngineLive
1Bank MatchMatched
BankEmirates NBDAmountAED 12,600InvoiceINV-156
2Journal Entry
Dr Purchases A/CAED 12,000Dr Input VATAED 600Cr Accounts PayableAED 12,600
Balanced: Dr = Cr = AED 12,600
Posted to Ledger – VAT Updated
Auto-Accounting EngineLive
1Bank MatchMatched
BankMashreq BankAmountAED 8,400InvoiceINV-087
2Journal Entry
Dr Accounts ReceivableAED 8,400Cr Sales RevenueAED 8,000Cr VAT PayableAED 400
Balanced: Dr = Cr = AED 8,400
Posted to Ledger – VAT Updated
Double-Entry Bookkeeping

Every transaction recorded - perfectly balanced

LEDGERS applies double-entry bookkeeping behind the scenes. Every invoice raised, payment received, or bank transaction synced auto-posts the matching journal entry - debits and credits always balance, no manual input needed.

1Sales Invoice
DRAccounts ReceivableAED 10,500CRSales RevenueAED 10,000CRVAT Payable (5%)AED 500
Total BalancedAED 10,500
2Payment Received
DRBank A/C - Emirates NBDAED 10,500CRAccounts ReceivableAED 10,500
Total BalancedAED 10,500
3Vendor Bill
DRPurchases A/CAED 30,000DRInput VAT (5%)AED 1,500CRAccounts PayableAED 31,500
TotalAED 31,500
Organised Account Structure

Pre-configured accounts, ready from day one

The chart of accounts is the structured list of every account used to record your transactions. LEDGERS ships with a VAT-ready chart tailored for UAE businesses - no manual setup, no consulting required.

Assets1000–1999
  • Cash & Bank
  • Accounts Receivable
  • Inventory
  • Fixed Assets
Income3000–3999
  • Sales Revenue
  • Service Income
  • Other Income
Liabilities2000–2999
  • Accounts Payable
  • VAT Payable
  • Bank Loans
Expenses4000–4999
  • Purchases
  • Salaries
  • Rent & Utilities
  • Marketing
Features

Everything Your Business Needs

One platform for every financial workflow, from invoicing to compliance.

Professional Invoicing, Automated

Create VAT-compliant invoices in seconds. Send, track, and collect payments all from one dashboard.

New InvoiceINV-2026-0142
Invoice No.
INV-2026-0142
Date
04 Apr 2026
Bill To
Gulf Industries LLC
TRN
100123456700003
Location
Dubai, United Arab Emirates
ItemQtyRateVATAmount
Industrial Pump Set2AED 8,9005%AED 17,800
Installation Service1AED 3,2005%AED 3,200
SubtotalAED 21,000VAT (5%)AED 1,050TotalAED 22,050
Invoice Created Successfully!

Stress-Free VAT Compliance

LEDGERS auto-prepares your VAT 201 return and FTA Audit File from your transactions. File with 98% AI accuracy.

VAT ComplianceReady to file
VAT 201 · Output taxQ2 2026 · 184 invoicesAuto-filled
VAT 201 · Input taxQ2 2026 · due 28 JulAuto-filled
Mismatch detection2 mismatches auto-correctedResolved
FTA e-Services portalOne-click filing enabledConnected
AI filing accuracy98%
Next deadline · VAT 20128 Jul

Payroll That Runs Itself

Process salaries, manage WPS transfers, pension and gratuity, and generate payslips automatically every month.

Payroll · April 2026Processed
Employees paid42 of 42 · salary disbursedAED 648,000
GPSSA pension5% employee share · UAE nationalsAED 21,600
Salary advancesRecovered this monthAED 6,400
End-of-service accrualGratuity provisionAED 32,400
Net payoutAED 620,000
Payslips generated42 sent
WPS file submittedSIF accepted

Reconcile in Minutes, Not Hours

Connect your bank accounts and let LEDGERS automatically match transactions with your books.

One-Click ReconciliationMatched
INV-176322-10-2025AED 952.38Reconciled
43523522-10-2025AED 0.00Reconciled
Reconciliation AmountAED 500

Track Every Dirham, Every Transaction

Capture expenses on the go, categorize them automatically, and get real-time visibility into your business spend.

Expense CaptureOCR scanned
Receipt scannedFuel · 04 Apr 2026AED 345
Auto-categorisedTravel & ConveyanceTagged
Approval workflowManager → FinanceApproved
Budget impactTravel budget · 62% usedOn track
Travel budget62%
One-Click Reverse ChargeEnabled
Reverse Charge EnabledAuto Detection: Supply Type & Rate Auto-DetectedActive
Supply TypeImported professional servicesServices
Recorded DateTax period Q2 202602-04-2026
VAT RateApplied automatically5%
Base AmountBefore taxAED 200,000
Reverse Charge VATAED 10,000
One-Click PaymentCompleted
2026-19Brightway TradersPaid
2026-18Greenline SuppliesPaid
2026-17Broadway constructionsFully Paid
Payment Process3 of 3
Payment DoneCompleted
Voucher CreatedCompleted
Auto-ReconciledCompleted
0
Businesses Served
0
VAT Filing Accuracy
0
Faster Reconciliation
0
Average Onboarding
Developers

Powerful APIs for Every Financial Workflow

Build invoicing, VAT compliance, payments, and reconciliation into your product with a single, well-documented API platform - built for the UAE.

api.ledgers.cloud/v1
curl -X POST https://api.ledgers.cloud/invoices
  -H "Authorization: Bearer lk_live_••••••"
  -d '{ "customer_id": "cust_abc", "items": [{ "name": "Consulting", "amount": 8400, "vat_rate": 5 }] }'
200 OK · { "success": true, "data": { "id": "res_2025_••••" } }~120ms
POST/invoicescreate
GET/invoices/{id}fetch
POST/credit-notesrefund
curl -X POST https://api.ledgers.cloud/bank/feeds
  -H "Authorization: Bearer lk_live_••••••"
  -d '{ "account_id": "acc_enbd_01", "from": "2026-04-01", "to": "2026-04-30" }'
200 OK · { "success": true, "data": { "id": "res_2025_••••" } }~120ms
POST/bank/feedssync
GET/bank/transactionslist
POST/reconcilematch
curl -X POST https://api.ledgers.cloud/vat/returns
  -H "Authorization: Bearer lk_live_••••••"
  -d '{ "trn": "100123456700003", "period": "Q2-2026", "type": "VAT201" }'
200 OK · { "success": true, "data": { "id": "res_2025_••••" } }~120ms
POST/vat/returnsfile
GET/vat/statustrack
POST/tax-invoicesgenerate
curl -X POST https://api.ledgers.cloud/business/licence
  -H "Authorization: Bearer lk_live_••••••"
  -d '{ "trn": "100123456700003", "licence": "CN-1234567" }'
200 OK · { "success": true, "data": { "id": "res_2025_••••" } }~120ms
GET/businessprofile
POST/business/licenceverify
GET/compliancecalendar
curl -X POST https://api.ledgers.cloud/customers
  -H "Authorization: Bearer lk_live_••••••"
  -d '{ "name": "Al Manar Trading", "trn": "100987654300003", "emirate": "Dubai" }'
200 OK · { "success": true, "data": { "id": "res_2025_••••" } }~120ms
GET/customerslist
POST/customerscreate
GET/ledger/{id}statement
curl -X POST https://api.ledgers.cloud/payments
  -H "Authorization: Bearer lk_live_••••••"
  -d '{ "invoice_id": "inv_2025", "amount": 8400, "method": "card" }'
200 OK · { "success": true, "data": { "id": "res_2025_••••" } }~120ms
POST/paymentscollect
GET/payments/{id}status
POST/payment-linksshare
Customer Stories

What Our Customers Say

LEDGERS.cloud has been a game changer for my business - super easy to use and saves me tons of time. Starting from Invoicing to financing, employee management and attendance tracking, All at one place

VKVinayak KhandareBharat Prop

Ledgers combines creativity with consistency! Their support team is super responsive and always ready to help. Each update makes the software even better - it's clear they truly care about customer success.

SLSivajothi LakshmiSivajothi Lakshmi traders

We've been using LEDGERS.cloud for over 2 years now, and it has truly simplified our accounting and GST compliance. The platform is reliable, easy to use, and has helped us stay on top of our finances effortlessly.

INInstasoleInstasole Technologies

LEDGERS makes our daily operations seamless with its simple interface and smart features. Excellent support and scalability for growing businesses.

SKSagar KambleCustom Power Electricals
Support

Frequently Asked Questions

Got questions? We have answers. If you need more help, our team is always available.

Talk to a specialist

Email, chat and phone support — with free onboarding on every plan.

Yes, LEDGERS.Cloud is designed for businesses of all sizes, from solo freelancers to large enterprises. Our plans scale with your needs, and the free plan lets you get started without any upfront cost.

Absolutely. LEDGERS supports VAT compliance for mainland companies and every UAE free zone. It auto-populates your VAT 201 return and the FTA Audit File from your transaction data, and you can file directly from the platform.

Yes. LEDGERS.Cloud handles multi-currency invoicing, AED-denominated reporting, and zero-rated exports. It is built to handle cross-border finance between the UAE and its trading partners.

Your data is protected with AES-256 encryption at rest and TLS 1.3 in transit. We are ISO 27001 certified and host on enterprise-grade cloud infrastructure with daily backups and disaster recovery.

Yes. LEDGERS supports unlimited users with role-based permissions. You can give your accountant, finance team, and auditors different levels of access without sharing your master credentials.

We provide email, chat, and phone support. All plans include free onboarding support. Our dedicated account managers are available for Business and Enterprise plan subscribers.

Ready to simplify your finances?

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